Comments on: How to take advantage of Chase Pay Yourself Back redemptions

By: Eddie h

Eddie h — Sat, 06 Mar 2021 19:48:48 +0000

Do you know where we can find a list of upcoming Pay Yourself Back categories and how often the category changes? Currently for Ink Chase Business, the category is Charitable Donations so unless you have a lot of charitable donations on your credit card (highly doubt anyone does), this category isn’t very helpful. A few months ago the category was Shipping so that was a great category. Thank you!

By: Steven

Steven — Mon, 15 Jun 2020 01:55:52 +0000

Does Wayfair code as home improvement? Is there a list of home improvement stores? Thanks!

By: brad

brad — Fri, 12 Jun 2020 22:07:54 +0000

Pay yourself back is how all chase travel should work. The chase portal via Expedia is frankly poor. Every time I book travel I have to go to the chase site and then go to the Delta site to upgrade seats etc. Every time I cancel or change a booking I have to call both Delta and Chase to get it done. There has been a lot of that lately. Why not get rid of all the chase booking overhead and allow me to book with Delta, Expedia, Hyatt or whoever and cancel out the expenses on the chase site as I see fit. Matthew Massaua are you listening? Pay Yourself Back is awesome make it work for travel.

By: Joseph Hostetler

Joseph Hostetler — Fri, 12 Jun 2020 16:06:38 +0000

In reply to Sandi. Costco does not usually code as groceries -- I've never seen it show up that way on a Chase card (unfortunately!).

By: Joseph Hostetler

Joseph Hostetler — Wed, 10 Jun 2020 14:04:47 +0000

In reply to Josh.

Good questions! You can redeem each transaction at your leisure, as long as it’s within 90 days of purchase. In other words, if you spend $150 on groceries each week, you’ll see multiple $150 charges for which you can redeem at different times.

I checked my account to see if Chase clawed back any points after my Pay Yourself Back credit posted, and they haven’t. You should still earn all points after redeeming your points in this way. Chase isn’t refunding you, they’re giving you a statement credit.

By: Josh

Josh — Wed, 10 Jun 2020 12:34:50 +0000

Can we do this multiple times or do we have to decide on everything to pay yourself back on in one single transaction? i.e. I use this for $500 grocery store now and in a few weeks do that again vs. waiting and doing both purchases at once through the pay yourself back link?

Secondly if we pay yourself back are we still earning the 5x credit that is currently available on chase reserve for grocery stores or do we lose that “bonus” on the items we pay yourself back on?

Thanks for any insight.

By: Xerox

Xerox — Tue, 09 Jun 2020 15:25:03 +0000

Can I use the points on my csp/csr to pay the transactions on my chase freedom card?

By: Sandi

Sandi — Sun, 07 Jun 2020 14:19:27 +0000

Do you know if expenditures at Costco can be covered in this way.

By: Joseph Hostetler

Joseph Hostetler — Fri, 05 Jun 2020 13:59:37 +0000

In reply to Dawn. *Home improvement stores! Thanks for catching that.

By: Dawn

Dawn — Fri, 05 Jun 2020 13:34:30 +0000

You state that the statement credit is to offset charges in groceries, gas, and dining. I was not aware of the gas benefit with Sapphire Reserve. Is this info accurate?