Comments on: 6 Credit card application tips to practice before opening your next travel rewards card

By: marry walker

marry walker — Mon, 01 Feb 2021 14:16:19 +0000

This is informative article for credit card users. We must know the all details for this. Thanks for sharing this amazing blog. Keep sharing!

By: Salaq

Salaq — Sun, 12 Jul 2020 04:12:55 +0000

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By: Andrew W

Andrew W — Mon, 01 Apr 2019 19:34:10 +0000

In reply to Alan.

Great tip Alan, thank you for sharing!

Some banks have a maximum exposure limit based on your income. I actually reduced my credit limits on a few of my Chase cards because I fear I’m approaching that limit, and I still have my eye on the World of Hyatt credit card 🙂

By: Brett Holzhauer

Brett Holzhauer — Sun, 31 Mar 2019 15:56:58 +0000

In reply to Alan. That is an interesting insight, thanks Alan!

By: Alan

Alan — Sun, 31 Mar 2019 14:23:58 +0000

Total credit available on all owned cards could cause you to be declined for a new card. My credit score is always above 800, no debt and all cards paid up to date. Received a letter stating that my application was declined, with no explanation. After calling the credit review dept. at Chase, I discovered that I was declined because my total credit available on 4 Chase cards was over $100,000 and that exceeded their standard for issuing a 5th card. After discussion with Chase internal credit review dept., I reduced each card credit limit to $10,000 or less. Was immediately approved for the new card!