Comments on: I Convinced Myself to Apply for This Card After Writing This Post – US Bank Altitude Reserve Benefits & Perks

By: Jim Van

Jim Van — Wed, 04 Mar 2020 15:30:38 +0000

The rental car insurance coverage has been changed to secondary. This is a dealbreaker fo me…

By: Dave L

Dave L — Fri, 22 Nov 2019 05:19:37 +0000

Hi,
Does anyone know if these Gogo inflight wifi passes can be used on International flights (that has gogo), or just domestic?

Thank you

By: Julian

Julian — Tue, 10 Sep 2019 01:06:45 +0000

I noticed that another large blog wrote an article about the AR and it said that you need to pay in full to get travel delay/interruption/cancellation insurance protections, but I think it says here you just need to pay in part. Which is the case?

By: Andrew Wan

Andrew Wan — Mon, 27 May 2019 20:10:07 +0000

In reply to Kimberly.

You only need 1 card to get into the lounge because the Priority Pass lounge access on this card is good for you and 1 guest (up to 4 free lounge visits per year).

I’d say the biggest benefit of applying separately though is that you would both be able to take advantage of the intro bonus, and you’d get 2 separate $325 travel credits.

By: Kimberly

Kimberly — Sat, 25 May 2019 15:42:33 +0000

My husband and I are considering getting this card very soon. What is the benefit of having 2 cards? Do we need 2 cards ($75 extra) to get into the airport lounge?

By: UAPhil

UAPhil — Sun, 10 Mar 2019 05:23:41 +0000

Real Time Rewards is another great feature. When you make a travel purchase, you get a text asking whether you want to redeem points to offset the purchase cost. It’s a great way to use points to pay for Southwest, Uber/Lyft, and other travel purchases that cannot be made through the Chase or Citi portals.

By: Paul B

Paul B — Sat, 09 Mar 2019 15:25:59 +0000

Do timeshare payments count as “travel” for the purpose of using the credit?

By: J Yellin

J Yellin — Fri, 08 Mar 2019 22:16:45 +0000

In reply to Andrew W. I have not. Good suggestion - perhaps I will.

By: Andrew W

Andrew W — Fri, 08 Mar 2019 22:14:52 +0000

In reply to scott.

Hi Scott,

Yes I believe you’re correct.

If you can, US Bank’s Gold checking account looks like it would be the best one to open. I looked on their website and it states the monthly fee is waived if you have an open US Bank personal loan, line, or credit card.

By: Andrew W

Andrew W — Fri, 08 Mar 2019 22:06:37 +0000

In reply to josh. That’s one way to think about it! = ) It’s a big reason I love welcome bonuses. If I’m ever on the fence because of an annual fee, the value of the intro bonus can end up being the deciding factor in whether or not I apply for the card to see if the perks are worth it for me in the long run.