We are an independent publisher. Our reporters create honest, accurate, and objective content to help you make decisions. To support our work, we are paid for providing advertising services. Many, but not all, of the offers and clickable hyperlinks (such as a “Next” button) that appear on this site are from companies that compensate us. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. While we strive to provide a wide range of offers, our site does not include information about every product or service that may be available to you. We strive to keep our information accurate and up-to-date, but some information may not be current. So, your actual offer terms from an advertiser may be different than the offer terms on this site. And the advertised offers may be subject to additional terms and conditions of the advertiser. All information is presented without any warranty or guarantee to you.

This page may include: credit card ads that we may be paid for (“advertiser listing”); and general information about credit card products (“editorial content”). Many, but not all, of the offers and clickable hyperlinks (such as a “Apply Now” button or “Learn More” button) that appear on this site are from companies that compensate us. When you click on that hyperlink or button, you may be directed to the credit card issuer’s website where you can review the terms and conditions for your selected offer. Each advertiser is responsible for the accuracy and availability of its ad offer details, but we attempt to verify those offer details. We have partnerships with advertisers such as Brex, Capital One, Chase, Citi, Wells Fargo and Discover. We also include editorial content to educate consumers about financial products and services. Some of that content may also contain ads, including links to advertisers’ sites, and we may be paid on those ads or links.

For more information, please see How we make money.

When do Citi ThankYou points expire? Here’s what you need to know

  • Alex Curtis

    • Signing up for credit cards through partner links earns us a commission. Terms apply to the offers listed on this page. Here’s our full advertising policy: How we make money.

    Citi is an MMS advertising partner.

    Citi ThankYou points are handy because you can transfer them to airlines if you have either the Citi Prestige® Card or Citi Premier® Card. This can give you a lot of flexibility when it comes to booking that next award flight.

    If you don’t happen to have one of the Citibank credit cards that allows for transfers to airlines, you can share your points with an account that does. But you’ll want to be aware of when Citi ThankYou points expire before you share your points.

    Do Citi ThankYou points expire? Absolutely, here’s what you need to know to keep your points active. (Photo by Rocky Grimes/Shutterstock.)

    When do Citi ThankYou points expire?

    You can earn Citi ThankYou points with cards like:

    The information for the Citi Double Cash Card, Citi Prestige, and Citi Rewards Student card has been collected independently by Million Mile Secrets. The card details on this page have not been reviewed or provided by the card issuer.

    The expiration policy for Citi ThankYou points can vary depending on a few different factors, including which Citi ThankYou credit card you have. But if you earn ThankYou points with any of the most popular ThankYou cards listed above, they won’t expire as long as you have the card open. That said, if you close your credit card account, your ThankYou points will expire in 60 days.

    One way to get around this is to downgrade a card instead of canceling it. I downgraded my Citi Premier Card to the no-annual-fee Citi Rewards+® Card. Now my ThankYou points won’t expire.

    One big caveat to this is that all ThankYou points you share expire 90 days after they were shared. This is important to realize because if you don’t have either the Citi Premier or Citi Prestige, you’ll need to share your ThankYou points with an account that does if you want to transfer them to airlines. So you should only share them when you’re ready to actually use your ThankYou points for travel.

    If you happen to have an older or more obscure ThankYou points earning card, check out this list of expiration policies. Some of these cards have very specific terms, but it won’t apply to most of you.

    Also, if you’ve earned Citi ThankYou points from a targeted Citibank checking account bonus, those points expire three years from the end of the year in which they were awarded. So, for example, if you earn a ThankYou point bank account bonus in February 2020, then those points would expire on December 31, 2023.

    In addition, purchased Citi ThankYou points have an even shorter expiration than points earned through bank bonuses. They expire one year from the end of the year in which you purchased them. So if you purchased ThankYou points in August 2020 they will expire on December 31, 2021.

        For more travel and credit card news, deals and analysis sign-up for our newsletter here.
    Editorial Note: We're the Million Mile Secrets team. And we're proud of our content, opinions and analysis, and of our reader's comments. These haven’t been reviewed, approved or endorsed by any of the airlines, hotels, or credit card issuers which we often write about. And that’s just how we like it! :)