Comments on: How to apply for a Chase business card (A step by step guide)

By: LT clay

LT clay — Wed, 28 Apr 2021 01:33:32 +0000

Great Article! What credit score or range is Chase looking for in making their decision?

By: john

john — Fri, 11 Sep 2020 02:49:34 +0000

good tips

By: Shirley

Shirley — Mon, 15 Jun 2020 15:22:47 +0000

I recently applied for Ink Business Cash and was disapproved. The reason was “insufficient balance in deposit and investment account with us”. I called the reconsideration line. The outcome was the same but the rep worded it a little differently–we can’t see any business activities. I asked if it’s something I can provide, such as schedule C or another credit card statement that shows “business activities”. He said no. The activities must be from other Chass account or some other source that is visible to them. I said I did not know that was a requirement. He said it is not. The denial made no sense. I have 840 credit score and have a Chase Freedom card I pay ontime every month.

By: Kai

Kai — Wed, 13 May 2020 15:09:17 +0000

Can you apply for a business card without having an account with Chase? It asks for you to sign in to apply. Thanks

By: Jason Stauffer

Jason Stauffer — Wed, 18 Mar 2020 13:47:25 +0000

In reply to S. Yes you can

By: S

Mon, 17 Feb 2020 19:55:26 +0000

Probably stupid question, but with the Ink Business Preferred Credit Card, can you transfer those miles to United points? Thx

By: Silvia

Silvia — Tue, 04 Feb 2020 12:10:18 +0000

I was looking at the app for the CIP, and I’m having a hard time with this part: Certify, understand and agree that: 1) This is a business account which shall be used only for business purposes and not personal, family or household purposes;
There’s no way we will spend the minimum amount required in 3 months just on business needs.
What does everyone else do? Thanks!

By: Andrew Wan

Andrew Wan — Tue, 31 Dec 2019 06:30:57 +0000

In reply to Nando.

Hi Nando,

Although Chase may disclose that they may report the card to your personal credit bureau, there’s an overwhelming number of people in online forums who have stated the card does not report to their personal credit report.

I have the Chase Ink Business Preferred card and can confirm this is true.

By: Nando

Nando — Tue, 31 Dec 2019 02:44:57 +0000

awesome stuff. had a concern with my app. I applied to the Chase Business Preferred. I called the human recon line and the rep told me that the only thing holding me back is that they need a copy of my social security. I asked if i can provide the EIN document from the IRS and he said no, that they needed a copy of my social. Just wondering if this is normal as I would like to keep this separate from my personal credit. Any advice would be well appreciated. He said I can fax it or go to a Chase location.

By: Andrew Wan

Andrew Wan — Tue, 17 Dec 2019 06:32:42 +0000

In reply to Troy. Woohoo! Congrats, now just make sure you meet the requirements for that welcome bonus!